PNB Share Price Target Tomorrow From 2026 to 2030 – Market Overview, Financials

Hello Friends! Are you looking to invest in the stock market, or have you already invested? Would you like to know the predictions regarding the potential fluctuations in your shares? If so, you have landed on exactly the right page. On this page, you will find information regarding PNB share price target 2026, Pnb share price 52 week high low, Pnb share price history, PNB share price chartink, PNB share price screener, PNB share price target 2030, and much more. Furthermore, this page provides details on PNB‘s share price targets 2026, 2027, 2028, 2029, 2030, 2040, and beyond.

PNB Company Information

Punjab National Bank is an Indian public sector bank. This bank has 10, 189 branches and 11,822 ATMs till March 2025. As of 2025, the bank has 1,02,746 employees.

Industry Banking, Financial services
Headquarters Dwarka, Delhi, India
Founded 19 May 1894; 131 years ago
Founder Dyal Singh Majithia
Lala Harkishen Lal
Key people K G Ananthakrishnan (Non-Executive Chairman)
Ashok Chandra (MD & CEO)

Products Retail banking
Corporate banking
Investment banking
Mortgage loans
Private banking
Wealth management
Asset management
Investment management
Credit cards
Insurance

PNB Share Price Target Overview

  • Current Price – 111.72
  • Open – 110.28
  • High – 112.30
  • Low – 110.28
  • Mkt cap – 1.28LCr
  • P/E ratio – 7.22
  • 52-wk high – 135.15
  • 52-wk low – 89.45
  • Dividend – 2.60%
  • Qtrly div amt – 0.73

PNB Share Price Chart

PNB Share Price Chart

PNB Share Price Target Tomorrow

PNB Share Price Target Years PNB Share Price Target
2026 ₹140
2027 ₹160
2028 ₹180
2029 ₹200
2030 ₹220

PNB Share Price Target 2026

The target for PNB’s share price in 2026 is projected to range between 135 and ₹140. As of the start of April 2026, PNB’s share price stood at ₹111.72. Compared to the previous year, PNB’s share price has witnessed an increase this year.

PNB Share Price Target 2027

The target for PNB’s share price in 2027 is projected to range between ₹155 and 160. On 10 April 2026, PNB Share price NSE is 111.72 INR. Compared to last year, no significant difference has been observed in the share price of PNB. The share price has increased by approximately 15-20 rupees.

PNB Share Price Target 2030

The target for PNB’s share price in 2030 is projected to range between ₹215 and 220. Over the past several years, the company has generated substantial profits, and investors, too, have earned handsome returns proportionate to their shareholdings. We remain optimistic that the company will continue to generate profits in the future, thereby ensuring continued returns for its investors.

Risks and Challenges Of PNB Share Price

Here are 7 key factors affecting the growth of PNB share price:

1. High NPAs (Bad Loans) Risk – PNB has historically faced high non-performing assets (NPAs). If bad loans rise again, profitability can be impacted significantly.

2. Public Sector Bank (PSU) Limitations – Being a PSU bank, PNB is influenced by government decisions. Less flexibility in operations compared to private banks can slow growth.

3. Margin Pressure – 

Interest margins can be affected due to:

  • Rising deposit costs
  • Competitive lending rates

Lower margins reduce profitability.

4. Strong Competition – 

PNB faces tough competition from:

  • Private banks (HDFC, ICICI)
  • Other PSU banks

This affects market share and growth potential.

5. Credit Growth Challenges – If loan growth slows due to weak demand or cautious lending, revenue growth also slows → negative for share price.

6. Regulatory & Compliance Risk – Banking sector is tightly regulated by RBI. Any change in rules or compliance requirements can impact operations.

7. Market Sentiment Towards PSU Banks – PSU bank stocks are often volatile and sentiment-driven. Negative news or sector-wide concerns can impact PNB share price.

Read Also:- CDSL Share Price Target Tomorrow From 2026 to 2030 – Market Overview, Financials

Key Factors Affecting Growth PNB Share Price

Here are 7 key factors affecting the growth of PNB share price:

1. Asset Quality (NPA Levels) – If PNB reduces its non-performing assets (bad loans), investor confidence improves. Lower NPAs = better financial health = positive impact on share price.

2. Credit Growth (Loan Expansion) – When the bank gives more loans (retail, MSME, corporate), its earnings grow. Strong loan book growth directly supports share price growth.

3. Interest Rate Cycle – Changes in RBI interest rates affect PNB’s margins.

  • Higher rates → better margins (in short term)
  • Falling rates → can reduce profitability
    So, rate cycles play a big role.

4. Government Support & Policies – Being a PSU bank, PNB benefits from government backing, recapitalization, and reforms. Positive policies boost investor trust.

5. Profitability & Earnings Growth – Consistent rise in net profit, ROA, and ROE attracts investors. Strong quarterly results usually push the share price upward.

6. Digital Banking & Technology Adoption – Growth in digital services, UPI, mobile banking, and fintech partnerships improves efficiency and customer base, helping long-term growth.

7. Overall Banking Sector Performance – PNB’s stock also depends on the overall sentiment in the banking sector. If banking stocks are doing well, PNB usually benefits too.

PNB Shareholding Pattern

PNB Shareholding Pattern

Promoter 70.1%
FII 5.9%
DII 16.1%
Public 7.9%

Income Statement Of PNB

Income Statement Of PNB

All values in INR
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Revenue
66.76B
158.25B
141.98B
146.08B
Cost of goods sold
Cost of revenue
Research and development expenses
Total research and development expenses
Selling, general, and admin expenses
118.21B
52.27B
48.08B
51.47B
Operating expense
87.71B
88.52B
76.71B
81.68B
Total operating expenses
87.71B
88.52B
76.71B
81.68B
Operating income
-20.95B
69.73B
65.27B
64.40B
Other non operating income
EBT including unusual items
-17.27B
73.08B
67.99B
68.27B
EBT excluding unusual items
-17.27B
73.08B
67.99B
68.27B
Income tax expense
-67.38B
51.41B
16.78B
12.50B
Effective tax rate
390.20%
70.35%
24.69%
18.31%
Other operating expenses
-30.50B
36.25B
28.64B
30.21B
Net income
49.89B
21.20B
51.25B
55.56B
Net profit margin
74.74%
13.40%
36.10%
38.03%
Earnings per share
3.97
1.46
4.27
4.44
Interest and investment income
Interest expense
Net interest expenses
Depreciation and amortization charges
EBITDA
Gain or loss from assets sale

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