Hello Friends! Are you looking to invest in the stock market, or have you already invested? Would you like to know the predictions regarding the potential fluctuations in your shares? If so, you have landed on exactly the right page. On this page, you will find information regarding Bajaj Housing Finance share price target 2026, Bajaj Housing Finance share face Value, Bajaj Housing Finance bonus share, Bajaj Housing Finance share price target 2030, Bajaj Housing Finance share News, Bajaj Housing share price screener, and much more. Furthermore, this page provides details on Bajaj Housing‘s share price targets 2026, 2027, 2028, 2029, 2030, 2040, and beyond.
Bajaj Housing Company Information
| Parent organization | Bajaj Finance |
| Founded | 13 June 2008 |
| CEO | Atul Jain (2018–) |
| Headquarters | Pune, India |
| Number of employees | 1,977 (2025) |
Bajaj Housing Share Price Target Overview
- Current Price – 87.45
- Open – 87.99
- High – 88.48
- Low – 87.20
- Mkt cap – 72.78KCr
- P/E ratio – 28.46
- 52-wk high – 128.70
- 52-wk low – 72.65
- Dividend – N/A
- Qtrly div amt – N/A
Bajaj Housing Share Price Chart
Bajaj Housing Share Price Target Tomorrow
| Bajaj Housing Share Price Target Years | Bajaj Housing Share Price Target |
| 2026 | ₹130 |
| 2027 | ₹150 |
| 2028 | ₹170 |
| 2029 | ₹190 |
| 2030 | ₹210 |
Bajaj Housing Share Price Target 2026
The target for Bajaj Housing’s share price in 2026 is projected to range between ₹125 and ₹130. As of the end of April 2026, Bajaj Housing’s share price stood at ₹87.45. Compared to the previous year, Bajaj Housing’s share price has witnessed an increase this year.
Bajaj Housing Share Price Target 2027
The target for Bajaj Housing’s share price in 2027 is projected to range between ₹145 and ₹150. On 30 April 2026, Bajaj Housing Share price NSE is 87.45 INR. Compared to last year, no significant difference has been observed in the share price of Bajaj Housing. The share price has increased by approximately 15-20 rupees.
Bajaj Housing Share Price Target 2030
The target for Bajaj Housing’s share price in 2030 is projected to range between ₹205 and ₹210. Over the past several years, the company has generated substantial profits, and investors, too, have earned handsome returns proportionate to their shareholdings. We remain optimistic that the company will continue to generate profits in the future, thereby ensuring continued returns for its investors.
Risks and Challenges Of Bajaj Housing Share Price
Here are 8 key factors affecting the growth of Bajaj Housing share price:
1. High Valuation Risk – The stock trades at a premium valuation (P/E much higher than sector average). If growth slows, there can be sharp correction in share price.
2. Intense Competition in Housing Finance – Strong competition from banks and NBFCs keeps pricing under pressure, limiting margins and growth potential.
3. Interest Rate Sensitivity – If RBI increases interest rates:
- Loan demand reduces
- EMI burden increases
- Profitability gets impacted
This directly affects stock performance.
4. Margin Pressure (Falling NIM) – Recent reports highlight pressure on net interest margins due to rising cost of funds and competition, impacting profitability.
5. High Debt Levels (Leverage Risk) – Housing finance companies typically operate with high leverage. Bajaj Housing has a relatively high debt-to-equity ratio, increasing financial risk during downturns.
6. Stock Volatility & Post-IPO Weak Performance – The stock has shown sharp decline after listing and even hit 52-week lows, indicating weak market sentiment and high volatility.
7. Economic Slowdown Impact – If the economy weakens:
- Housing demand falls
- Loan growth slows
- Default risk increases
This can negatively affect earnings.
8. Limited Upside Due to Already Priced-in Growth – Many analysts believe strong growth expectations are already reflected in the stock price, which may limit future upside.
Read Also:- Jindal Steel Share Price Target Tomorrow From 2026 to 2030 – Current Chart, Market Overview
Key Factors Affecting Growth Bajaj Housing Share Price
Here are 8 key factors affecting the growth of Bajaj Housing share price:
1. Strong Loan Book Growth – Rapid growth in home loans and LAP (Loan Against Property) increases interest income and drives overall revenue growth.
2. Interest Rate Cycle (RBI Policy) – Lower interest rates:
- Boost housing demand
- Increase loan disbursement
This directly supports earnings and share price growth.
3. Asset Quality (Low NPAs) – Maintaining low bad loans is critical. Better asset quality improves profitability and builds strong investor confidence.
4. Affordable Housing Demand – Rising demand for affordable and mid-income housing in India supports long-term loan growth for the company.
5. Parent Support – Bajaj Group Strength – Being part of the strong Bajaj group improves:
- Brand trust
- Funding access
- Business stability
This positively impacts valuation.
6. Margin Stability (NIM Growth) – Stable or improving Net Interest Margin ensures consistent profitability, which is key for stock growth.
7. Expansion into New Markets – Growth in tier-2 and tier-3 cities increases customer base and drives long-term business expansion.
8. Digital Lending & Faster Processing – Technology-driven loan approvals and digital platforms improve efficiency, reduce costs, and attract more customers.
Bajaj Housing Shareholding Pattern
| Promoter | 86.7% |
| FII | 1% |
| DII | 1.2% |
| Public | 11.1% |
Income Statement Of Bajaj Housing
|
All values in INR
|
Mar 2025
|
Jun 2025
|
Sep 2025
|
Dec 2025
|
|---|---|---|---|---|
|
Revenue
|
7.54B
|
9.60B
|
10.28B
|
10.88B
|
|
Cost of goods sold
|
200.70M
|
32.10M
|
34.80M
|
32.40M
|
|
Cost of revenue
|
200.70M
|
32.10M
|
34.80M
|
32.40M
|
|
Research and development expenses
|
–
|
–
|
–
|
–
|
|
Total research and development expenses
|
–
|
–
|
–
|
–
|
|
Selling, general, and admin expenses
|
1.37B
|
1.36B
|
1.36B
|
1.42B
|
|
Operating expense
|
1.76B
|
2.02B
|
1.92B
|
2.07B
|
|
Total operating expenses
|
1.96B
|
2.06B
|
1.95B
|
2.10B
|
|
Operating income
|
5.58B
|
7.54B
|
8.33B
|
8.78B
|
|
Other non operating income
|
-1.60M
|
27.40M
|
1.50M
|
1.10M
|
|
EBT including unusual items
|
7.20B
|
7.57B
|
8.33B
|
8.65B
|
|
EBT excluding unusual items
|
5.58B
|
7.57B
|
8.33B
|
8.78B
|
|
Income tax expense
|
1.33B
|
1.74B
|
1.90B
|
2.00B
|
|
Effective tax rate
|
18.49%
|
22.94%
|
22.78%
|
23.09%
|
|
Other operating expenses
|
276.40M
|
556.90M
|
442.10M
|
531.00M
|
|
Net income
|
5.87B
|
5.83B
|
6.43B
|
6.65B
|
|
Net profit margin
|
77.80%
|
60.77%
|
62.55%
|
61.12%
|
|
Earnings per share
|
0.70
|
0.70
|
0.77
|
0.81
|
|
Interest and investment income
|
–
|
–
|
–
|
–
|
|
Interest expense
|
–
|
–
|
–
|
–
|
|
Net interest expenses
|
–
|
–
|
–
|
–
|
|
Depreciation and amortization charges
|
110.90M
|
110.90M
|
117.00M
|
120.20M
|
|
EBITDA
|
–
|
–
|
–
|
–
|
|
Gain or loss from assets sale
|
–
|
–
|
–
|
–
|
Hi, I’m Ronak, a news writer covering the latest updates in automobiles, education, smartphones, and trending topics. I focus on delivering simple, clear, and timely news to keep readers informed about what’s happening around the world.