Union Bank Share Price Target Tomorrow From 2026 to 2030 – Market Overview, Prediction

Hello Friends! Are you looking to invest in the stock market, or have you already invested? Would you like to know the predictions regarding the potential fluctuations in your shares? If so, you have landed on exactly the right page. On this page, you will find information regarding Union Bank share News, Union Bank share price target 2030, Union bank share price future, Union bank share price history, Union Bank share price dividend, Union Bank share price chart, and much more. Furthermore, this page provides details on Union Bank‘s share price targets 2026, 2027, 2028, 2029, 2030, 2040, and beyond.

Union Bank Company Information

Industry	Banking Financial services
Founded	11 November 1919; 106 years ago
Founder	Seth Sitaram Poddar
Headquarters	Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai, Maharashtra, India
Key people	Srinivasan Varadarajan (Non-Exe Chairman) Ashish Pandey (Managing Director & CEO)

Union Bank Share Price Target Overview

• Current Price – 190.62
• Open – 194.89
• High – 194.89
• Low – 190.60
• Mkt cap – 1.46LCr
• P/E ratio – 7.69
• 52-wk high – 205.49
• 52-wk low – 114.50
• Dividend – 2.49%
• Qtrly div amt – 1.19

Union Bank Share Price Chart

 

Union Bank Share Price Target Tomorrow

Union Bank Share Price Target Years	Union Bank Share Price Target
2026	₹210
2027	₹270
2028	₹340
2029	₹400
2030	₹460

Union Bank Share Price Target 2026

The target for Union Bank’s share price in 2026 is projected to range between ₹205 and ₹210. As of the start of April 2026, Union Bank’s share price stood at ₹190.62. Compared to the previous year, Union Bank’s share price has witnessed an increase this year.

Union Bank Share Price Target 2027

The target for Union Bank’s share price in 2027 is projected to range between ₹260 and ₹270. On 23 April 2026, Union Bank Share price NSE is 190.62 INR. Compared to last year, no significant difference has been observed in the share price of Union Bank. The share price has increased by approximately 50-60 rupees.

Union Bank Share Price Target 2030

The target for Union Bank’s share price in 2030 is projected to range between ₹450 and ₹460. Over the past several years, the company has generated substantial profits, and investors, too, have earned handsome returns proportionate to their shareholdings. We remain optimistic that the company will continue to generate profits in the future, thereby ensuring continued returns for its investors.

Risks and Challenges Of Union Bank Share Price

Here are 7 key factors affecting the growth of Union Bank share price:

1. Rising NPAs (Bad Loans) – If borrowers fail to repay loans, NPAs increase, which reduces profits and weakens investor confidence.

2. PSU Nature & Government Influence – Being a PSU bank, decisions are influenced by government policies, which can limit operational flexibility.

3. Lower Profitability Compared to Private Banks – Margins and efficiency are often lower than private banks, which can impact long-term valuation.

4. Interest Rate Risk – Changes in RBI interest rates affect lending margins (NIM), which can impact earnings.

5. High Exposure to Risky Sectors – Loans to sectors like MSME or infrastructure can become risky during economic downturns.

6. Competition from Private Banks & Fintech – Strong competition from banks like HDFC Bank, ICICI Bank, and digital lenders can reduce market share.

7. Stock Volatility & Market Sentiment – PSU banking stocks can be volatile due to policy changes, economic news, and investor sentiment.

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Key Factors Affecting Growth Union Bank Share Price

Here are 7 key factors affecting the growth of Union Bank share price:

1. Strong Loan Growth – Increase in lending across retail, MSME, and corporate segments helps boost revenue and overall earnings.

2. Improvement in Asset Quality – Reduction in NPAs (bad loans) and better recovery improves profitability and investor confidence.

3. Net Interest Margin (NIM) Expansion – Higher difference between lending and deposit rates increases margins and supports profit growth.

4. Deposit Growth & CASA Ratio – Growth in low-cost deposits (CASA) reduces funding costs and improves overall margins.

5. Government Support & Reforms – Being a PSU bank, it benefits from recapitalization, reforms, and policies aimed at strengthening the banking sector.

6. Economic Growth in India – A growing economy increases credit demand, supporting expansion in loans and banking services.

7. Digital Banking & Operational Efficiency – Adoption of digital banking and cost control measures improves efficiency and long-term profitability.

Union Bank Shareholding Pattern

 

Promoter	74.8%
FII	9.4%
DII	11.5%
Public	4.4%

Income Statement Of Union Bank

All values in INR	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	142.87B	124.46B	131.16B	143.10B
Cost of goods sold	–	–	–	–
Cost of revenue	–	–	–	–
Research and development expenses	–	–	–	–
Total research and development expenses	–	–	–	–
Selling, general, and admin expenses	92.52B	40.32B	40.03B	41.14B
Operating expense	81.13B	71.77B	76.63B	76.72B
Total operating expenses	81.13B	71.77B	76.63B	76.72B
Operating income	61.75B	52.69B	54.53B	66.38B
Other non operating income	–	–	–	–
EBT including unusual items	61.85B	55.60B	55.97B	66.82B
EBT excluding unusual items	61.85B	55.60B	55.97B	66.82B
Income tax expense	11.74B	11.32B	11.71B	16.09B
Effective tax rate	18.97%	20.36%	20.93%	24.08%
Other operating expenses	-11.39B	31.45B	36.61B	35.58B
Net income	50.11B	44.28B	44.26B	50.73B
Net profit margin	35.07%	35.58%	33.74%	35.45%
Earnings per share	6.53	5.39	5.57	6.57
Interest and investment income	–	–	–	–
Interest expense	–	–	–	–
Net interest expenses	–	–	–	–
Depreciation and amortization charges	–	–	–	–
EBITDA	–	–	–	–
Gain or loss from assets sale	–	–	–	–